Thinking about buying your first home in Langley? Whether you’re eyeing a condo in Willoughby, a townhouse in Walnut Grove, or a family home in Brookswood, getting prepared is the key to turning your dream into reality. At Schreder Brothers Real Estate Group, we help first-time buyers navigate the Fraser Valley market with confidence and clarity. Here’s how you can get started.
Step One: Know What You Can Afford
Before touring homes, figure out your budget. Connect with a trusted mortgage broker to get pre-approved and understand your financing options. The federal stress test means you’ll need to qualify at a rate higher than your actual mortgage, so it’s essential to review your debt levels and monthly income. Our team can connect you with experienced local brokers who will break it all down for you.
Step Two: Understand Your Upfront Costs
Aside from your down payment, first-time buyers need to plan for closing costs like legal fees, inspections, home insurance, and property transfer tax (you may qualify for exemptions). The Schreder team offers a detailed cost checklist in our free Home Buyer’s Guide to help you plan your purchase without surprises.
Step Three: Define Your Needs vs. Wants
Make a list of what matters most. Do you need three bedrooms? Is a fenced yard essential? Would you trade square footage for walkability? We help buyers separate must-haves from nice-to-haves so you can search smarter and avoid decision fatigue. Our local insight ensures you’re looking in the right neighbourhoods for your lifestyle.
Step Four: Get Familiar with the Market
Langley’s housing market is dynamic. Prices and inventory vary across neighbourhoods and property types. We’ll help you understand what’s moving and why, so you can identify value and act quickly when the right listing pops up. With our automated home alerts, you’ll be the first to know when something matches your criteria.
Step Five: Work with Experts Who’ve Done This Before
As a first-time buyer, having trusted professionals in your corner is everything. The Schreder Brothers team simplifies the process from start to finish, helping you navigate contracts, inspections, and closing timelines. You’ll never feel lost or overwhelmed with us by your side.
Ready to take the next step? Download our Home Buyer’s Guide for a full breakdown of what to expect, and let’s get started on your Langley real estate journey today.
